Financial Prospects and Opportunities in Digital Savings

Authors

  • Lenny Dermawan Sembiring STIE Sultan Agung
  • Dodi Siswanto Universitas Al-ghifari
  • Donny Dharmawan Universitas Krisnadwipayana
  • Chaerunnisa Rumianti STIEM Bongaya Makassar
  • Laila Qadriyani Malikin Rumakat Universitas Muhammadiyah Sorong

DOI:

https://doi.org/10.556442/eabmij.v8i01.1191

Keywords:

Financial, Prospects, Opportunities, Digital Savings

Abstract

The development of digital savings accounts is a shift to entirely online, application-based banking services, enabling account opening, fund management, and transactions without the need to visit a physical branch. The purpose of this research was to understand financial prospects and opportunities in digital savings. The research used to address financial prospects and opportunities in digital savings uses a qualitative method. The data used to support the presentation regarding financial prospects and opportunities of digital savings is secondary data. The results indicate that digital savings have bright prospects in Indonesia, driven by increasing internet usage and a young, tech-savvy population. Financial opportunities include cost efficiency, competitive interest rates, and ease of access, which can help customers manage their finances more effectively.

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Published

2026-01-12